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Questions

What is the CAP/DA waiver in North Carolina?

CAP/DA, the Community Alternatives Program for Disabled Adults, is an NC Medicaid waiver that pays for services at home, such as an in-home aide, adult day health and respite, for adults 18 and older who need a nursing-home level of care. Participants need long-term care Medicaid and NC Medicaid Direct, and new applicants may face a statewide waitlist.

What CAP/DA does

CAP/DA is a Medicaid home and community-based services waiver under section 1915(c) of the Social Security Act. It helps adults with serious health conditions get care at home instead of moving to a nursing home. Services include a CAP in-home aide, adult day health, respite for caregivers, personal emergency response, home and vehicle modifications, meals, specialized supplies, community transition, case management and consumer-directed care.

Medicare covers part-time skilled home health care if you are homebound and need skilled care, but not long-term help with bathing, dressing and meals on its own. CAP/DA fills that gap for people who also qualify for NC Medicaid.

Who qualifies

  • A disabled adult 18 or older.
  • A nursing-facility level of care, based on a medical review.
  • A need for at least one CAP/DA service, based on a needs assessment.
  • Long-term care Medicaid as aged (MAA), blind (MAB), disabled (MAD) or under Health Care for Workers with Disabilities (HCWD).
  • Enrollment in NC Medicaid Direct. G.S. 108D-40(a)(11) keeps CAP/DA participants out of the managed care health plans.

Because CAP/DA is long-term care Medicaid, the county reviews gifts and transfers in the 60 months before you apply (MA-2240).

The waitlist

NC Medicaid announced that, effective February 16, 2024, people requesting CAP/DA "may be placed on a waitlist" because the waiver's slots were fully used. The waiver that ended October 31, 2024, had 11,648 slots. NC Medicaid hasn't published a current wait time, so ask NCLIFTSS for your place on the list and what other services you can use meanwhile.

How to apply

  1. Apply for Medicaid. Use ePASS or your county Department of Social Services, and say you are asking for CAP/DA.
  2. Request a CAP/DA referral. Contact a CAP/DA case management entity in your county, or call NCLIFTSS at 919-568-1717 or 833-522-5429.
  3. Complete the reviews. A medical review sets your level of care; a needs assessment sets your services.

The full guide: CAP/DA in North Carolina. To review your Medicare coverage alongside Medicaid, you can request a call from a licensed insurance agent.

What is Special Assistance in North Carolina?

Cash help for adult care homes and in-home care.

What is the Medicaid look-back period?

How transfers affect CAP/DA and nursing home Medicaid.

Sources

More questions in this guide

Part of the guide: NC Medicaid and Medicare together · All questions

Frequently asked questions

Does Medicare pay for CAP/DA services?

No. CAP/DA is an NC Medicaid program. Medicare still pays first for what it covers, such as doctor visits and skilled home health care, but it doesn't pay for long-term personal care at home.

Is there a CAP/DA waiting list?

Yes. Since February 16, 2024, people requesting CAP/DA may be placed on a statewide waitlist. NCLIFTSS, which handles CAP/DA referrals and assessments, can tell you your number on the list at 833-522-5429.

Do I have to pay anything for CAP/DA?

Some participants pay a deductible based on income, NC Medicaid says. Your county DSS figures it when it decides your long-term care Medicaid.

Can my estate be charged for CAP/DA later?

Possibly. North Carolina's estate recovery law, G.S. 108A-70.5, covers home and community-based services for members 55 and older, with deferrals for a surviving spouse and certain children.

Licensed insurance agents for North Carolina

These independent insurance agents are licensed in North Carolina and work with Benefits Life, the publisher of this site. When they enroll you in a plan, the agent and Benefits Life may be paid by the insurance company. Learn more.

Casey Gilley

Casey Gilley

Accepting new clients

Independent licensed insurance agent in North Carolina

Chapel Hill · English

Steven Graves

Steven Graves

Accepting new clients

Independent licensed insurance agent in North Carolina

Southern Pines · English

Shoeb Ismail

Shoeb Ismail

5.0 out of 5 stars (1 review on MedicareAgents.com)

Accepting new clients

Independent licensed insurance agent in North Carolina

Seattle, WA · English, Spanish

Berenice Suarez

Berenice Suarez

Accepting new clients

Independent licensed insurance agent in North Carolina

Colorado Springs, CO · English, Spanish

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