2027 alertHumana, HealthSpring, Blue Cross and Blue Shield of North Carolina and 3 other companies end some Medicare Advantage plans in North Carolina on December 31. (CMS data) 23 days left in Annual Enrollment (ends Dec. 7).Is your plan ending? →
Questions

How many Medicare Advantage plans are in North Carolina for 2027?

For 2027, CMS lists 106 Medicare Advantage plans open to everyone in North Carolina, from 16 companies, plus 57 special needs plans. You can join only the plans sold in your county, which ranges from 11 plans in Carteret County to 57 in Guilford and Davidson counties.

North Carolina's 2027 plan counts

Type of plan (2027)Number in North Carolina
Medicare Advantage plans open to anyone with Medicare106
Special needs plans (D-SNP, C-SNP and I-SNP)57
Companies offering Medicare Advantage or special needs plans16
Standalone Part D drug plans11, from 6 companies

Source: CMS CY2027 Medicare Advantage and Part D Landscape files, which list every plan sold to individuals in each county. A company counts once even if it sells under several brand names.

It depends on your county

Medicare Advantage plans are approved county by county, so the statewide total isn't what you can choose from. For 2027:

CountyPlans open to everyoneCompanies
Guilford5713
Davidson5712
Mecklenburg5012
Buncombe4411
Wake359
Onslow143
Carteret114

The Piedmont Triad has the most choices and the central coast the fewest. Your own county's numbers are on our counties page.

Fewer plans for some people in 2027

For 2027, two companies stop selling regular Medicare Advantage plans in some North Carolina counties, and other companies end some plans where they stay. At least 30,654 North Carolinians must choose new coverage. If you got a non-renewal letter, see plans ending in 2027 for your deadlines and Medigap rights.

What to do with the number

A count can't tell you which plan fits you, and this site doesn't rank plans. Start with your doctors, hospital and drugs, then compare the plans in your county during Open Enrollment, October 15 to December 7, 2026. To compare plans from the companies they work with, you can request a call from a licensed insurance agent, or see plans for your ZIP code. More in our guide to Medicare Advantage in North Carolina.

Is Medicare Advantage available in every NC county?

Where the fewest plans are, and what changes in 2027.

What are special needs plans in North Carolina?

D-SNPs, C-SNPs and I-SNPs explained.

Sources

More questions in this guide

Part of the guide: Medicare Advantage in North Carolina · All questions

Frequently asked questions

How many standalone Part D plans are in North Carolina for 2027?

CMS lists 11 standalone Part D prescription drug plans from 6 companies. North Carolina is its own Part D region, so the same standalone plans are sold in every county.

Does a county with more plans mean better coverage?

No. The count only tells you how many choices there are. What matters is whether a plan's network includes your doctors and hospital, whether it covers your drugs, and what you'd pay in a typical year and a bad year.

Are State Health Plan retiree plans in these counts?

No. CMS's Landscape counts are plans sold to individuals. Employer and retiree group plans, such as the State Health Plan's group Medicare Advantage plans, aren't included.

Licensed insurance agents for North Carolina

These independent insurance agents are licensed in North Carolina and work with Benefits Life, the publisher of this site. When they enroll you in a plan, the agent and Benefits Life may be paid by the insurance company. Learn more.

Casey Gilley

Casey Gilley

Accepting new clients

Independent licensed insurance agent in North Carolina

Chapel Hill · English

Steven Graves

Steven Graves

Accepting new clients

Independent licensed insurance agent in North Carolina

Southern Pines · English

Leo Luna

Leo Luna

Accepting new clients

Independent licensed insurance agent in North Carolina

Manteca, CA · English

Stephanie Juetten

Stephanie Juetten

5.0 out of 5 stars (3 reviews on MedicareAgents.com)

Accepting new clients

Independent licensed insurance agent in North Carolina

Phoenix, AZ · English

See all North Carolina agents →

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